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Privacy Policy

Privacy Policy 

Effective Date: 27 November 2025

At LoanStories.co.ke, accessible to all users, we are committed to protecting your privacy. This policy outlines what information we may collect, how it is used, and the safeguards we put in place.

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#1. Information We Collect

LoanStories.co.ke is a loan review and storytelling blog, not a lending platform. We collect only general, voluntary, and non-sensitive data such as:

* Names or usernames you optionally provide when commenting

* Email addresses you voluntarily submit through subscription forms or contact messages

* Comments and shared loan experiences (editor-screened before posting)

We do NOT collect the following:

❌ M-pesa PINs or transaction codes

❌ National ID numbers

❌ Bank account numbers

❌ Loan application passwords/PINs

❌ Any sensitive financial or personal credentials

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#2. How We Use Your Information

Any voluntarily submitted data may be used to:

✔ Improve content quality on the blog

✔ Respond to messages or comments

✔ Send newsletters, if you subscribed

✔ Publish anonymized loan stories when shared respectfully and approved

✔ Understand audience preferences through non-identifiable analytics

We never use your data to issue loans, contact lenders on your behalf, or run credit assessments.

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#3. Cookies & Tracking Technologies

The blog may use cookies to:

* Remember user preferences

* Enable smooth browsing

* Support analytics that helps us understand website usage

You can disable cookies in your browser settings if you choose.

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#4. Third-Party Analytics & Advertising

We may use non-invasive third-party tools to track audience engagement and website performance. These tools collect anonymous analytics and may include:

* Device type

* Browser used

* Pages visited

* Time spent on the site

If ads are ever displayed, they are managed through external partners. LoanStories.co.ke does not control third-party advertiser security practices.

For Google Adsense,opt out by clicking on the top right corner of the ad.

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#5. Story & Comment Submissions

If you submit a loan story or personal experience:

* We may edit it for clarity, length, and safety

* We may publish it without revealing identifying sensitive data

* You agree that the story may be shared with anonymity where required

* We reserve the right to reject or remove submissions that break community safety or share sensitive borrower data

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#6. Data Safeguarding

LoanStories.co.ke implements:

🛡 Secure web protocols

🛡 Editorial screening before publishing

🛡 Restricted site access to admin and content managers only

However, we also advise users:

⚠ Never share personal financial codes or passwords via comments or messages on the blog.

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#7. External Site References

Articles may reference loan products, USSD codes, SMS numbers, mobile wallets, or loan websites.

* We do not control these third-party services.

* We are not liable for how those lenders collect or use borrower data.

Our content remains informational, editorial, and awareness-based.

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#8. Subscription Rights

If you subscribe to our newsletters:

* We may send emails with new loan reviews and borrower insights.

* You can unsubscribe anytime via the opt-out link in the newsletter.

We will not share your email with lenders or misuse your subscription details.

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#9. Children’s Privacy

LoanStories.co.ke targets audiences 18 years and older. We do not intentionally collect data from minors.

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#10. Changes to this Policy

We may update this Privacy Policy periodically. Continued use of the blog means you accept the updated policy.

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#11. Contact Us

For any privacy questions:

📌 LoanStories.co.ke – Email Admin Support Team; ujeriblogs@gmail.com

Note: We do not provide customer support for any lender reviewed on our blog.

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Final Words

LoanStories.co.ke exists to create:

✅ borrower awareness

✅ loan transparency

✅ safe digital lending conversations

Your personal financial safety starts with you. Always verify loan terms, stay cautious, and share stories without exposing sensitive data.

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