Privacy Policy
Effective Date: 27 November 2025
At LoanStories.co.ke, accessible to all users, we are committed to protecting your privacy. This policy outlines what information we may collect, how it is used, and the safeguards we put in place.
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#1. Information We Collect
LoanStories.co.ke is a loan review and storytelling blog, not a lending platform. We collect only general, voluntary, and non-sensitive data such as:
* Names or usernames you optionally provide when commenting
* Email addresses you voluntarily submit through subscription forms or contact messages
* Comments and shared loan experiences (editor-screened before posting)
We do NOT collect the following:
❌ M-pesa PINs or transaction codes
❌ National ID numbers
❌ Bank account numbers
❌ Loan application passwords/PINs
❌ Any sensitive financial or personal credentials
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#2. How We Use Your Information
Any voluntarily submitted data may be used to:
✔ Improve content quality on the blog
✔ Respond to messages or comments
✔ Send newsletters, if you subscribed
✔ Publish anonymized loan stories when shared respectfully and approved
✔ Understand audience preferences through non-identifiable analytics
We never use your data to issue loans, contact lenders on your behalf, or run credit assessments.
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#3. Cookies & Tracking Technologies
The blog may use cookies to:
* Remember user preferences
* Enable smooth browsing
* Support analytics that helps us understand website usage
You can disable cookies in your browser settings if you choose.
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#4. Third-Party Analytics & Advertising
We may use non-invasive third-party tools to track audience engagement and website performance. These tools collect anonymous analytics and may include:
* Device type
* Browser used
* Pages visited
* Time spent on the site
If ads are ever displayed, they are managed through external partners. LoanStories.co.ke does not control third-party advertiser security practices.
For Google Adsense,opt out by clicking on the top right corner of the ad.
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#5. Story & Comment Submissions
If you submit a loan story or personal experience:
* We may edit it for clarity, length, and safety
* We may publish it without revealing identifying sensitive data
* You agree that the story may be shared with anonymity where required
* We reserve the right to reject or remove submissions that break community safety or share sensitive borrower data
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#6. Data Safeguarding
LoanStories.co.ke implements:
🛡 Secure web protocols
🛡 Editorial screening before publishing
🛡 Restricted site access to admin and content managers only
However, we also advise users:
⚠ Never share personal financial codes or passwords via comments or messages on the blog.
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#7. External Site References
Articles may reference loan products, USSD codes, SMS numbers, mobile wallets, or loan websites.
* We do not control these third-party services.
* We are not liable for how those lenders collect or use borrower data.
Our content remains informational, editorial, and awareness-based.
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#8. Subscription Rights
If you subscribe to our newsletters:
* We may send emails with new loan reviews and borrower insights.
* You can unsubscribe anytime via the opt-out link in the newsletter.
We will not share your email with lenders or misuse your subscription details.
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#9. Children’s Privacy
LoanStories.co.ke targets audiences 18 years and older. We do not intentionally collect data from minors.
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#10. Changes to this Policy
We may update this Privacy Policy periodically. Continued use of the blog means you accept the updated policy.
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#11. Contact Us
For any privacy questions:
📌 LoanStories.co.ke – Email Admin Support Team; ujeriblogs@gmail.com
Note: We do not provide customer support for any lender reviewed on our blog.
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Final Words
LoanStories.co.ke exists to create:
✅ borrower awareness
✅ loan transparency
✅ safe digital lending conversations
Your personal financial safety starts with you. Always verify loan terms, stay cautious, and share stories without exposing sensitive data.
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