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KashWay Loan App in Kenya: How to Download APK and Apply for Funding via M-Pesa

Access to reliable credit can help Kenyans handle emergencies, grow businesses, or meet personal goals. KashWay Loan App is one of the CBK-licensed digital lenders in Kenya, offering loans from KSh 5,000 up to KSh 500,000 with fast approvals and flexible repayment options.

Although the KashWay app is currently not available on Google Play Store, customers can still apply by downloading the APK file or using the official KashWay loan website. This guide explains how to download, apply, repay, and compare KashWay with other loan apps in Kenya—plus the pros and cons you should know.

KashWay loan app Kenya
KashWay Loan App Kenya 

What Is KashWay Loan App?

KashWay is a digital lender that provides personal and business loans to Kenyans. It focuses on quick approvals, transparent pricing, and flexible repayment schedules, with funds sent to M-Pesa or a bank account once approved. Being CBK licensed adds a layer of consumer protection and regulatory oversight.

What You Can Use KashWay Loans For

  • Business growth: stock, equipment, expansion

  • Education: school fees and learning materials

  • Medical emergencies: urgent healthcare costs

  • Home repairs: essential maintenance

  • Travel & personal needs: planned expenses or emergencies

KashWay Loan Limits and Features

  • Loan Amount: KSh 5,000 – KSh 500,000

  • Approval Speed: Minutes (after application review)

  • Disbursement: M-Pesa or bank account

  • Repayment Options: Weekly, bi-weekly, or monthly

  • Transparency: No hidden charges stated

  • Customer Support: Dedicated help desk

How to Download KashWay Loan App (APK & Website)

Since the app is not on Google Play Store at the moment, use one of the official options below:

Option 1: Download KashWay APK

  1. Visit the official KashWay website.

  2. Download the KashWay APK file.

  3. Allow installation from trusted sources on your phone settings.

  4. Install the app and proceed to registration.

⚠️ Tip: Avoid APK links shared on WhatsApp or unknown sites. Always use the official KashWay website.

Option 2: Apply via KashWay Website

  • Access KashWay through its official website and complete the application online if available.

How to Apply for a KashWay Loan via M-Pesa

Applying is simple and fully digital:

  1. Register
    Sign up using your mobile number and personal details.

  2. Request a Loan
    Choose your loan amount and repayment plan that fits your income.

  3. Approval & Disbursement
    After approval, funds are sent to your M-Pesa wallet or bank account.

Repayment Options

KashWay allows adaptable repayment schedules:

  • Weekly

  • Bi-weekly

  • Monthly

Repay on time to maintain a good credit profile and unlock higher limits.

Pros and Cons of KashWay Loan App

✅ Pros

  • High loan limits (up to KSh 500,000)

  • CBK licensed, offering regulatory protection

  • Fast approvals and quick disbursement

  • Flexible repayment plans

  • Transparent terms with no hidden fees stated

❌ Cons

  • Not available on Google Play Store currently

  • APK installation may be confusing for some users

  • Loan approval and limits depend on assessment

  • Like all digital loans, late repayment can attract penalties

KashWay vs Other Loan Apps in Kenya

Loan AppLoan AmountRepayment PeriodDisbursementCBK Licensed
KashWayKSh 5,000 – 500,000Flexible (weekly–monthly)M-Pesa / Bank✅
TalaUp to ~KSh 50,000Short-termM-Pesa✅
BranchUp to ~KSh 300,000FlexibleM-Pesa / Bank✅
ZenkaUp to ~KSh 200,000Short-termM-Pesa✅
Raha PesaUp to ~KSh 500,00091–180 daysM-Pesa✅
Loop PesaUp to ~KSh 40,000100–300 daysM-Pesa✅
PesaBarUp to ~KSh 90,00091–360 daysM-Pesa✅

Why KashWay stands out: higher potential limits, flexible repayment choices, and a focus on transparency.

Is KashWay Legit?

Yes. KashWay is CBK licensed, which means it operates under Kenya’s regulatory framework for digital lenders. Always apply through the official website or APK and read the loan agreement before accepting funds.

KashWay Contacts

  • Email: service@kashway.cc

Final Thoughts

If you’re looking for a CBK-licensed loan app in Kenya with higher limits and flexible repayment, KashWay is a strong option—even though the app isn’t currently on Google Play Store. Download the official APK or apply via the KashWay website, compare offers carefully, and borrow responsibly to avoid repayment stress.

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Location: Kenya

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