Dec 02, 2025

Leizarr Loan App Kenya Review: Limits, Interest, Requirements, How It Works & Safer Licensed Alternatives

Find Leizarr loan app information on how to download and apply for instant loans via M-pesa without collateral in Kenya

The demand for convenient mobile loans continues to rise in Kenya as more people seek quick financial solutions for emergencies, business needs, school fees, or personal expenses. One of the newest entrants in the digital lending market is Leizarr Loan App, a smartphone-based credit platform offering fast, unsecured loans directly to M-PESA users.

Unlike some traditional micro-lenders, Leizarr is not a USSD loan provider — the entire borrowing process happens inside the mobile app. While its loan features may appear attractive to many borrowers, Leizarr is not a CBK-licensed digital lender, meaning it operates outside the Central Bank of Kenya regulatory framework. Borrowers should therefore approach it with caution and remain informed about safer, approved alternatives.

Below is everything Kenyans need to know about the Leizarr Loan App, from loan features to requirements, the application process, and important warnings.

Leizarr Loan App Kenya
Leizarr Loan App Kenya 


What is Leizarr Loan App?

Leizarr is a new mobile loan application that offers unsecured personal loans to Kenyan residents through a digital platform. The app targets individuals who need quick credit with minimal paperwork and flexible repayment timelines.

Once installed, users can register using their personal details, receive a limit, and apply for loans disbursed directly to their M-PESA wallets.

Leizarr Loan Features

Here are the key features that define Leizarr:

✔ Loan Limits

  • Minimum: KSh 500

  • Maximum: KSh 50,000

With consistent repayment, users may unlock higher limits over time.

✔ Interest Rate

  • 30% per year (APR)

This is significantly lower than many short-term loan apps but still higher compared to licensed lenders who disclose regulated terms.

✔ Repayment Duration

  • 91 to 180 days
    This long-term repayment period offers more breathing room compared to 7–30 day emergency loan apps.

✔ Disbursement Channel

  • Loans are sent directly to your M-PESA account after approval.

Loan Eligibility Requirements

To qualify for a Leizarr loan, applicants must meet the following conditions:

  • ✔ Must be a Kenyan citizen

  • ✔ Must have a valid National ID

  • ✔ Must be 18 to 60 years old

  • ✔ Must have a stable income source

  • ✔ Must own a smartphone capable of installing the app

  • ✔ Must have an active M-PESA account

How to Download and Apply for a Leizarr Loan

Borrowing from Leizarr is fully digital. Follow these steps:

Step 1: Download the App

  • Open Google Play Store

  • Search for Leizarr Loan App

  • Download and install it on your smartphone

Step 2: Register

  • Open the app

  • Enter your details to create an account

  • Verify your phone number if required

Step 3: Get a Loan Limit

  • The system reviews your profile and assigns you a loan limit

Step 4: Apply for a Loan

  • Select your preferred amount

  • Choose a repayment plan (91–180 days)

  • Submit your application

Step 5: Receive Your Money

  • Upon approval, the loan amount will be disbursed directly to your M-PESA account

Customer Support — How to Contact Leizarr

Leizarr does not provide a public phone number or email address.
To get help:

📩 Use the in-app chat support
All customer care interactions must be done inside the application.

Warning: Leizarr is Not a CBK-Licensed Lender

The Central Bank of Kenya (CBK) regulates digital credit providers to protect consumers from:

  • Hidden charges

  • Harsh debt collection practices

  • Data harvesting

  • Unfair interest rates

  • Privacy violations

Leizarr is not listed among CBK-approved digital lenders.

✔ What This Means for Borrowers:

  • The lender may collect data without strict oversight

  • You may face unexpected fees

  • There is no regulatory protection if something goes wrong

  • Loan terms may change without notice

Borrowers are strongly advised to approach unlicensed loan apps cautiously.

Safer CBK-Licensed Alternatives You Should Try

If you want reliable, regulated, and transparent digital loans, consider the following CBK-approved apps:

✔ Zenka – Fast short-term loans

✔ Tala – Trusted mobile lending for small businesses and personal needs

✔ Timiza (ABSA) – Bank-backed digital loans

✔ TumaCash – CBK-compliant digital loan provider

✔ Branch – Longer repayment terms and higher limits

These alternatives offer consumer protection, structured interest rates, and safer data handling.

Pros and Cons of Leizarr Loan App

✔ Pros

  • Higher loan limits (up to KSh 50,000)

  • Longer repayment period (3–6 months)

  • Simple application process

  • Direct M-PESA disbursement

  • Good option for borrowers needing mid-sized loans

✘ Cons

  • Not CBK-licensed

  • Possible data privacy risks

  • No official customer care phone or email

  • Interest may still be high for long-term borrowing

  • Approval is not guaranteed

  • Limited transparency

Conclusion: Borrow Carefully and Choose Safer Alternatives

Leizarr Loan App provides quick access to unsecured loans with flexible repayment terms and higher loan limits than many short-term lenders. However, because Leizarr is not a CBK-approved lender, borrowers must be extremely cautious.

Always compare multiple lenders, understand the full cost of borrowing, and avoid taking loans you cannot comfortably repay.

Digital loans should be used only when necessary — not as a regular financial solution.
Consider regulated loan apps like Zenka, Tala, Timiza, Branch, and TumaCash for a safer borrowing experience.


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