Linker-Mkopo is a 24-hour online loan platform in Kenya designed to offer fast, secure and hassle-free digital loans. Whether you need quick cash for emergencies, business support, or everyday expenses, the app provides a smooth mobile borrowing experience tailored for Kenya’s dynamic digital lending market.
In this review, we break down what Linker-Mkopo offers, loan limits, interest rates, eligibility criteria, how to apply, how to repay, contacts, and finally compare the app with other lenders in Kenya.
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| Linker-Mkopo Loan App Kenya |
Read Also; How to apply for branch loan app loans in Kenya
What Is Linker-Mkopo?
Linker-Mkopo is a digital lending platform that offers quick cash loans directly to your mobile money wallet. The application process is fully online, requires no paperwork, and deposits loans to customers 24/7 after approval.
The app focuses on convenience, flexible loan terms, and accessibility for Kenyan borrowers.
Linker-Mkopo Loan Features
Loan Amount: KSh 1,000 – KSh 900,000
Loan Term:
Minimum: 91 days
Maximum: 180 days (including extensions)
Interest Rates:
Minimum APR: 5%
Maximum APR: 36%
Repayment: Done strictly within the app
Loan Extension: Available when you need more time to repay
Deposit Method: Disbursed to your mobile money wallet
24/7 loan processing
Eligibility Requirements
To apply for a Linker-Mkopo loan, you must:
Be a Kenyan resident
Be 18 years or older
Have a working mobile number with a mobile money wallet (M-Pesa, Airtel Money, etc.)
How to Apply for a Linker-Mkopo Loan
Follow these steps to get started:
1. Register
Download and open the Linker-Mkopo app
Register using your active mobile phone number
2. Fill in the Required Details
Provide personal information
Choose the loan product you need
3. Submit & Wait for Approval
The system evaluates your application
If approved, funds are deposited directly to your wallet
This entire process is digital and takes only a few minutes.
How to Repay Your Linker-Mkopo Loan
Repay within the Linker-Mkopo app
Do not send money to personal numbers
Timely repayment helps increase your credit limit
Why Choose Linker-Mkopo?
Linker-Mkopo stands out for:
Quick & Easy Sign-Up
Fully digital, paper-free loan processing
No collateral required
Option to extend your loan term
Instant disbursement to your mobile wallet
Linker-Mkopo Contacts
If you need assistance:
Email: rekhabaikhamod@gmail.com
Address: Western Towers, 3rd Floor, Mkungu Road, Nairobi, Kenya
Privacy Policy: https://www.getlinkpesa.net/policy.html
Comparison: Linker-Mkopo vs Other Loan Apps in Kenya
Below is a quick comparison with other popular mobile lenders:
| Feature / App | Linker-Mkopo | Tala | Branch | Zenka |
|---|---|---|---|---|
| Loan Amount | 1,000 – 900,000 | 500 – 50,000 | 500 – 300,000 | 500 – 30,000 |
| Loan Term | 91 – 180 days | Up to 60 days | Flexible | 1–6 months |
| APR Range | 5% – 36% | 5%–15% monthly | 2%–18% monthly | Up to 36% |
| Collateral | Not required | Not required | Not required | Not required |
| Loan Extension | Yes | No | Yes | Yes |
| App Availability | Android (APK) | Google Play | Google Play | Google Play |
| 24/7 Processing | Yes | Yes | Yes | Yes |
Conclusion
Linker-Mkopo is a legitimate and reliable loan app for Kenyans looking for fast, paperless, and flexible credit. With high loan limits, reasonable interest rates, 24-hour availability, and the option to extend repayment, it is a strong option for both new and experienced borrowers.
If you’re looking for a convenient mobile lending platform, Linker-Mkopo is worth considering.

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